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HomeBuying PropertyInvestment Calculator
Investment Calculator 2026

What will my condo in Pattaya earn?

Yield, cash flow, total costs, capital growth and off-plan payment plan, in real time, calculated honestly with conservative assumptions.

★ 4.97 / 5 ProvenExpert·On site since 2018·0 % buyer's commission·English-speaking advice·23 vetted projects
Your Assumptions
Purchase price120,000 €
Living area38
Monthly rent (base)780 €
Holding period from completion7 years
Capital growth p.a.4.0 %
Net assumption: full occupancy (no vacancy). Annual costs = 1 month's rent management + 1 month's rent letting. Net income = 10 months' rent.
Gross yield
7.8 %
Annual rent / purchase price
Net yield
6.5 %
after management + letting
Net cash flow
541 €/mo.
monthly, after costs
Payback period
18.4 yrs
Capital recovered from rent
Wealth growth after 7 years
Property value + cumulative net rent
Off-plan gain
+ 30,000 €
at completion
Value after holding period
197,000 €
Total return
+ 132,000 €
ø 8.6 % p.a.

No obligation · free · your figures are carried over automatically

Off-Plan Advantage & Payment Plan
New build under construction (off-plan), buy early below the completion value & spread the purchase price across the build period
Discount to completion value20 %
Build time to completion36 mo.
Payment plan Remainder in 6-month instalments
All figures are guide values. Calculated net at full occupancy, less 1 month's rent management + 1 month's rent letting per year (EUR ≈ 38 THB), no guarantee, not tax or investment advice. I will work through any specific property for you with real figures.
How we calculate your yield

Transparent and traceable, exactly the formulas behind the figures above:

Gross yield

Annual rent (12 months' rent) divided by the purchase price. The quick comparison figure.

Net yield

Annual rent less 1 month's rent management + 1 month's rent letting (= 10 months' rent), divided by the purchase price.

Off-plan gain

The difference between the early purchase price and the higher value at completion, already realised at handover.

The off-plan advantage, why buy early?

Buy early in the construction phase and you pay considerably less than the later completion price, depending on the project and timing, up to 40 % below value. That advantage is already locked in at handover, before the normal appreciation even begins. At the same time, a payment plan spreads the purchase price across the entire construction period, typically around 30 % on signing, then instalments every 6 months and a final payment of roughly 20 % on completion. This way you tie up little capital while the value is already growing.

Frequently asked questions about returns

How do I calculate the rental yield of an apartment in Pattaya?

Gross yield = annual rent ÷ purchase price. For the net yield, subtract the ongoing costs, for a well-managed condo, roughly two months’ rent per year (management + letting). In Pattaya, around 6 to 8 % gross is realistic.

What does the off-plan advantage mean?

With an off-plan purchase (new-build under construction) you buy early, below the later completion price, up to 40 % depending on the timing. This price advantage is already realised at handover, on top of the normal appreciation.

How does the off-plan payment plan work in Thailand?

Typically around 30 % on signing (incl. reservation), followed by instalments every 6 months in line with construction progress and a final payment of roughly 20 % on completion. The calculator models any plan flexibly.

What return is realistic in Pattaya?

Realistic figures are gross yields of around 6 to 8 % per year, net roughly 5 to 7 %, considerably more than in major international cities (often 2.5 to 3.5 % gross). The exact number depends on location, project and letting.

Are the calculated figures guaranteed?

No. The calculator provides guide values for orientation, no guarantee and no tax or investment advice. For a specific project, I’ll work out the real figures with you personally.

Shall we run the numbers on your dream project?

I check the Foreign Quota, the developer’s creditworthiness and a realistic rental yield, with the real figures of your project. Free of charge, in English, with no sales pressure.

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See in black and white what your Pattaya property can deliver, and get personal advice on it.

Off-plan advantage5 to 8 % rental yieldTransparent
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Pattaya · Thailand

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